Today CD rates are less one percent and falling now. This is so sad for a CD because it is less than inflation if you include food, fuel, and other resources. Sadly, you must pay tax on that less than 1% and it ties up your money. A good solution is to buy gold. In fact, gold has been going up for the last ten years. The rate of return is over 10% on average. Also, this is a very safe asset class to own. Perfect for a low risk investor like you. The
future price of gold is a mystery to many. However, I feel as we run the printing press, gold is going up.
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